Exlify
For MGAs, program administrators and specialty carriers

Broker submissions in. Underwriting-ready cases out.

Exlify reads the emails, ACORD forms, statements of values and loss runs brokers send, checks each package for completeness, and hands your underwriters a clean, structured case. No re-keying.

Test it on your submissionsSee how it works

In short

Exlify Submission Intake turns broker submission packages into validated, structured underwriting cases. It reads every attachment, flags what is missing or inconsistent, and sends the finished case to the rating, underwriting or policy system you already use.

The slowest part of underwriting happens before underwriting.

Submissions arrive as email threads with attachments in every format. Someone has to open each one, type the data into a system and work out what is missing before an underwriter can even look at it.

Re-keying

Applicant details, locations and values are typed from ACORD forms and SOV spreadsheets into rating tools and trackers, one field at a time.

Chasing gaps

Missing loss years, unsigned applications and schedules that do not add up are often found days later, after the file reaches an underwriter.

Reading to sort

Every package is read by a person before anyone knows the class, the size of the risk or who should pick it up.

From broker email to underwriting case.

Each step is configured by your team: the fields you need, the rules that define a complete submission, and where the case goes next.

  1. 01

    Receive

    Exlify watches your submissions inbox and opens every email and attachment as it arrives.

  2. 02

    Extract

    Multi-model AI reads ACORD forms, SOVs, loss runs and schedules without templates, so a new broker format works on day one.

  3. 03

    Check

    Your completeness and consistency rules run on every package. Gaps and mismatches are flagged, with the reasoning written next to each value.

  4. 04

    Deliver

    Your team reviews only the exceptions. Clean cases post to your rating, underwriting or policy system through APIs or file integrations.

AI reads the documents. Your rules decide what is complete. People approve the exceptions.

Built for what brokers actually send.

Scanned carrier loss runs, 400-row SOVs and supplemental applications are the documents that slow teams down. They are the ones Exlify is built to read.

InDocuments it reads
  • Broker emails and threads, including forwarded chains
  • ACORD applications such as 125, 126 and 140
  • Statements of values in Excel, CSV or PDF
  • Carrier loss runs, including scanned copies
  • Supplemental applications and schedules: locations, vehicles, drivers, payroll
OutWhere the case goes
  • Rating and underwriting workbenches
  • Policy administration systems
  • Your data warehouse or reporting layer
  • Excel or CSV files for teams that work in spreadsheets today
  • A review queue for the submissions that need a person

Proven on documents just as messy.

The engine behind Submission Intake is in production today, reading complex invoices for finance teams: multi-page layouts that change by sender, line items, fuzzy matching against master data and posting to downstream systems. A submission package is the same kind of problem.

Template-free

New layouts are read without building a template first.

Reasoning you can read

Every AI-filled value carries a written explanation, not just a confidence score.

Logic your team owns

Field prompts and completeness rules are edited in the platform, with no engineering ticket.

Your own instance

A dedicated Azure instance with its own database and storage. SSO and MFA supported.

Test it on your own submissions first.

No long evaluation. You see results on your documents before you commit to anything.

  1. 01

    Share a sample

    Send 20 to 50 past submissions from one line of business. Sanitized copies are fine.

  2. 02

    See the results

    Within 10 business days we show you the extracted cases, the gaps Exlify found and the time per submission.

  3. 03

    Decide on a pilot

    If the results hold up, we agree a fixed-scope, paid pilot on live submissions for 6 to 8 weeks.

Frequently asked questions

Do we have to replace our underwriting or policy system?

No. Exlify sits between the broker inbox and your systems. It reads and checks each submission, then sends the structured case to the rating, underwriting or policy system you already run.

Which documents can it read?

Broker emails and their attachments: ACORD applications, statements of values in Excel or PDF, carrier loss runs including scanned copies, supplemental applications and schedules such as locations, vehicles and drivers. Extraction is template-free, so a new broker format does not need a new template.

What happens when a submission is incomplete?

Exlify checks each submission against your completeness rules and flags what is missing or inconsistent, such as a short loss history or totals that do not match the schedule. Your team sees the gaps before an underwriter picks up the file.

Can we test it before committing?

Yes. Send a sample of past submissions, sanitized if you prefer. We run them through Exlify and show you the extracted cases, the gaps it found and the time per submission. If the results hold up, we agree a fixed-scope pilot on one line of business.

Where does our data live?

Each customer runs a dedicated instance on Microsoft Azure with its own URL, database and file storage. SSO and MFA are supported.

Is this in production for insurance today?

The extraction, validation and workflow engine is in production today, processing complex invoices for finance teams. Submission intake runs on that same engine and is being rolled out with insurance design partners.

Related

Send us a few submissions.

We will show you what Exlify pulls out of them, what it flags as missing, and how long each one takes.

Test it on your submissionsInsurance overview